Life insurance underwriting has a data problem. Here’s what’s broken.

The life insurance industry is expanding its appetite for accelerated underwriting at exactly the moment its risk visibility is shrinking. Incomplete criminal and driving data, misaligned pricing models, and the self-attestation gap are letting elevated mortality risk through — and carriers are paying for it in claims.
Overheard at AIRNC 2026: The auto insurance underwriting data stack is at an inflection point

See how rising MVR costs, record shopping rates, and shifting carrier expectations are reshaping the auto insurance underwriting data stack—and what comes next.