Your underwriting vendor is reselling our data. Here’s what they can’t give you
If you’re buying pre-bind criminal data for insurance today, there’s a good chance it originates with Checkr Trust. Legacy data providers and national aggregators license
Why your underwriting data costs grow faster than your book
Insurance shopping rates are at historic highs. In 2025, J.D. Power found that 57% of auto insurance customers actively shopped for a new policy—the highest
The underwriting data waterfall: a new framework for insurance economics
Most carriers pay for pre-bind data on every applicant, including the ones who never convert. With Auto shopping rates at a 19-year high
Life insurance underwriting has a data problem. Here’s what’s broken.
The life insurance industry is expanding its appetite for accelerated underwriting at exactly the moment its risk visibility is shrinking. Incomplete criminal and driving data, misaligned pricing models, and the self-attestation gap are letting elevated mortality risk through — and carriers are paying for it in claims.
Overheard at AIRNC 2026: The auto insurance underwriting data stack is at an inflection point
See how rising MVR costs, record shopping rates, and shifting carrier expectations are reshaping the auto insurance underwriting data stack—and what comes next.
Why the insurance industry is ready for a change in data management
Learnings and insights from Insuretech 2025: The insurance industry must adopt advanced data solutions to overcome legacy systems, cut costs, and meet demands.