Why your underwriting data costs grow faster than your book
Insurance shopping rates are at historic highs. In 2025, J.D. Power found that 57% of auto insurance customers actively shopped for a new policy—the highest
The underwriting data waterfall: a new framework for insurance economics
Most carriers pay for pre-bind data on every applicant, including the ones who never convert. With Auto shopping rates at a 19-year high
Tenant screening infrastructure: Why platforms don’t have to choose between speed and coverage
Stale aggregator data and expensive court runners have forced tenant screening platforms into a false trade-off between speed, coverage, and cost — modern data infrastructure changes that equation.